ebs financial services
for individuals

Are you planning your retirement, or want advice on mortgage services. Or maybe you are thinking about investing or you want to protect the assets your already have... you have come to the right place.

employee benefit solutions
for businesses

Do you run a business? Are employee benefits eating up all your time? Let us help... we have over 15 years of experience advising in all areas of employee benefits.

Personal Accounts:”not another Terminal 5″

December 10th, 2009

It emerged late yesterday that the Pre-Budget Report included yet another delay to the full implemenation of the National Pension Savings Scheme (‘NPSS’ or ‘Personal Accounts’). Read the rest of this entry »

All change again for childcare…

December 4th, 2009

Following significant opposition, the government has changed its planned to withdraw tax relief for new entrants to the childcare voucher scheme. Instead it will retain basic rate tax relief (20%) for all tax-payers, creating annual savings of up to £900. Read the rest of this entry »

Childcare vouchers – crèched by Government?

November 16th, 2009

Gordon Brown announced significant changes to the current Childcare voucher system in his closing speech to the Labour Party conference at the end of September but last week the story became a major news item. So what exactly is happening? Read on for the latest facts.

 

Read the rest of this entry »

Significant changes announced to NPSS proposals

September 25th, 2009

The DWP yesterday published a staggering 218 page document updating its proposals on the introduction of the National Pension Savings Scheme (NPSS also known as Personal Accounts). Feel free to download & read the full document -alternatively read our single page summary and speak to EBS.

On a busy day for the DWP, a further three consultation papers were published, potentially the most interesting of which concerns default options for defined contributions schemes. Any key findings from that paper will be posted here shortly.

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