ebs financial services
for individuals

Whatever's on your mind you can speak to one of our experienced advisers for friendly, independent financial advice. An initial consultation is held at our expense and our team is well-qualified to help no matter what you're looking for.

employee benefit solutions
for businesses

Do you run a business? If employee benefits are eating up your time or constant talk about changes in legislation leaves you bewildered - why not talk to one of our experienced employee benefit consultants to see how EBS can help?

Meet the team

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Mark Knight – Co-Founder & Director

Mark is the driving force behind EBS having jointly-founded the business in 1988. He is a qualified Financial Adviser and is still dealing with a large number of clients from those original days. Outside of EBS Mark enjoys restoring property and cars – his most recent project was an Austin Morris Pickup, although he denies that he is now living in this for tax purposes.

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Chris Hockin DipPFS – Director

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Chris has been advising both corporate & private clients for EBS since 1995 and his industry experience goes back to 1983. Chris holds both the Certificate & Diploma in Financial Planning including a qualification the ultimate oxymoron – Pensions Simplification! When not studying Chris fills his leisure time playing squash, watching live comedy and Watford Football Club – he assures us that the last two are not the same thing!

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Matthew Wright DipPFS – Director

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Matthew joined EBS in 1997 following a 14 year career with Nat West where he moved into a financial advisory role having initially worked in the branch network. Matthew advises corporate and private clients though he is increasingly spending time advising clients on taxation & investment strategies. ConsequentlyMatthew holds a range of qualifications which include both the Financial Planning Diploma & Certificate which included advanced papers in Investments, Pensions and Taxation. Matthew is a life-long Chelsea supporter and is also a keen cricketer. Those interests extend to his two children who between them play football, cricket, rugby, rowing, netball & tag rugby. Future interests will no doubt include DIY as Matthew is currently in the process of renovating a property which dates back to 1893. That’s when the house was built, not when he started the project.

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Miles Burr DipPFS– Director

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Miles joined EBS in 2000 and works mainly in the pensions arena, both corporate and individual. Prior to joining EBS Miles was a Financial Planning Manager with NatWest, advising both individual and corporate clients.

Miles holds both the Diploma & Certificate in Financial Planning , having just completed the CII ‘Financial Planning Practice’ paper. As he lives closest to our office, Miles also has the unenviable pleasure of acting as our Head of Security, responding to any out of hours alarm calls (and keeping our neighbours happy). To blow the cobwebs away, Miles likes nothing better than to escape on his motorbike and enjoys the occasional Track-day (he hasn’t had to call on his Private Medical Insurance yet!!). He is also a keen MotoGP fan – if only he was as talented as Valentino……

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Hilary Willoughby – Associate Director

Hilary joined EBS in 1995 having worked as a Building Society Manager prior to joining an IFA. She politely describes her role as ‘multifunctional’ having responsibility for all non-advisory staff and the general smooth-running of our office, as well as managing our clients’ risk benefit schemes. Outside of EBS Hilary enjoys both theatre & the bright lights of London as well as time on her allotment – so far she has managed to not get the two dress codes confused!

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Steve Randall DipPFS– IFA & Pension Transfer Specialist

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Steve has over 20 years experience as an IFA and is still looking after clients he first met in 1988. He holds both the Certificate & Diploma in Financial Planning which includes modules enabling him to offer specialist pension transfer advice as well as qualifications in investment, long term care and most recently Group Risks. Steve describes himself as a ‘total petrolhead’ and has recently added to his fleet of TVRs with a 1996 Griffith 500. As a father of 4 Steve operates his poorly-paid taxi business in his spare time and devotes what little time is left over to playing racquet sports and attempting to emulate Jamie Oliver in the kitchen. Rumour has it that Jamie’s pensions knowledge currently beats Steve’s culinary skills…

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David Welch CeMAP– Mortgage Specialist

Dave has worked as a specialist mortgage consultant at EBS for 6 years and prior to that he undertook a similar role at the Halifax. In addition to the Certificate in Mortgage Advice & Practice, Dave also holds specialist qualifications in Lifetime Mortgages and Home Reversion Schemes (which includes Equity Release). He has recently passed the CII’s examination on ‘Financial Protection’ which compliments his mortgage work. A keen West Ham fan and sportsman, Dave regularly plays squash and holds a brown belt in karate, which despite the current mortgage climate, he has not yet had to utilise in the workplace.

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