Maybe you’ve  achieved everything you promised yourself already - or perhaps some good intentions have already fallen by the wayside?

One of the best things you can do is contact EBS for a financial spring clean - we do all of the hard work leaving you to sit back and benefit from the long-term results.

A sample of the things we can do to help includes:

Pensions

• Do you understand what benefits you have, where they are, what you are investing in and, most importantly, what you are likely to get back and when?
• Do you know whether you are affected by any of the restrictions imposed during last year’s Budget and pre-Budget Report? Are you clear what this means and what your options are?

Taxation & Investments

• Do you have total taxable income of £100,000 or more? If so we may be able to restore some of the income tax personal allowance which you are set to lose from 6th April 2010.
• Have you taken advantage of the tax-free ISA savings allowance for 2010? Remember, this allowance actually increases on 6th April 2010.

Mortgages & Family Protection

• Do you have a valid will in place? Does it still reflect your current wishes?
• Would you benefit from understanding a little more about how your estate could be impacted by Inheritance Tax or the need for someone in your family to require residential nursing care?
• Are your life assurance and pension benefits written under trust (or appropriate nomination) to ensure that in the event of your death benefits are paid to your chosen beneficiaries in the most tax-efficient manner possible?
• Is your mortgage due for review in 2010? Find out what planning you need to undertake now to ensure you can access the best available deals.

These are just a few of the money-saving suggestions we can implement for you - an initial consultation is available at our expense and is free from obligation.

We also don’t make you run on a treadmill….

Posted in individuals |